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Source: http://www.theworldnewsmedia.org/2011/07/south-africa-says-happy-birthday-madiba.html
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Wednesday, July 20, 2011
Use Task Manager to Improve your Time Management : Self Improvement
Use Task Manager to Improve your Time Management
Article by Sunny
Managing your tasks wisely is essential element of Time management You have variety of choices with appropriate software that will make the job of handling your tasks.
Needless to say, all you need to manage you tasks is simply a pen and a sheet of paper. However, using task manager software makes things easier and faster.
The four software or web-based applications can help you with time management by offering more functions that are difficult to use in paper-based system.
Mylife organized
Mylife organized was developed on the basis of getting things done system. You can make next actions and classify them based on GTD groupings such as context and importance. Mylife organized is reviewed favorably by many GTD fans.
Abstractspoon ToDoList
Whereas Mylife organized costs 45 bucks, ToDoList is a freeware. However, do not underestimate it for being free. ToDoList is loaded with many functions that you cannot find in average commercial software.
You could call it a todo list on steroid. It has intuitive interface, supports hierarchical task structure. Each task can have due dates, starting dates and also a pane where you can type useful information.
Rememberthemilk
Rememberthemilk is well-known player in the arena of web-based applications. It offers functions that are not possible with personal computer software such as notification by email and SMS and collaboration on the same list with colleagues.
Checkvist
Checkvist, new face in the web-based applications, is very promising task manager. Actually, it is more than a task manager. It is todo list, outliner, memo system, and can be any other kind of tools depending on how you use it.
Just like ToDoList, it has hierarchical structure but interface is more intuitive and easy to use. Checkvist is at beta stage. Once it adds more features like due dates or synchronization with PC, it will be one of the best task management solutions.
You can improve your time management by using good task managers. Take a look at the above software to boost your time management system.
About the Author
Sunny enjoys writing about several subjects like time management and personal improvement, and more. You can also check his new website http://www.lowvoltageoutdoorlights.org to better your living environments with low voltage outdoor lights.
Posted by Dan on Sunday, July 17, 2011 at 6:06 am?
Filed under Time Management ? Tagged with Beta Stage, Choices, collaboration, Colleagues, Commercial Software, Due Dates, Email, Groupings, Hierarchical Structure, improve, Intuitive Interface, management, Management Article, manager, Memo System, New Face, Personal Computer Software, Rememberthemilk, Synchronization, Task, Task Manager Software, Task Structure, Time Management, Time Management, Todolist
Source: http://www.theyellowads.com/self_improvement/use-task-manager-to-improve-your-time-management
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Tuesday, July 19, 2011
Selena Gomez & Justin Bieber Crash Wedding (Video)
Selena Gomez & Justin Bieber Crash Wedding (Video)
You may not be a huge Justin Bieber fan but you’ll have to admit he’s a pretty cool guy after reading this story.? Justin and [...]
Selena Gomez & Justin Bieber Crash Wedding (Video) Stupid Celebrities Gossip Stupid Celebrities Gossip News
Source: http://stupidcelebrities.net/2011/07/18/selena-gomez-justin-bieber-crash-wedding-video/
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Lloyd I. Sederer, MD: What Does Suicide Prevention Have to Do with Health Care?
At a recent suicide prevention symposium hosted by the NYS Office of Mental Health (Disclosure: I am the agency's Medical Director), Dr. Lee Goldman, Dean of Columbia Medical School, began the day by remarking that there has been an 80 percent (!) reduction in deaths from heart disease in the past 50 years. Dr. Goldman was highlighting how what seemed like inevitable mortality rates two generations ago could be systematically and dramatically altered by reducing risk and intervening early and effectively; lives can be saved and pain and suffering for potential family survivors can be blessedly mitigated.
That was a heartening opening in light of why this meeting was called: 10 years ago a national strategy to reduce suicides in this country was launched built on a platform created by Former Surgeon General David Satcher. Yet despite many well considered efforts there has been no reduction in deaths, which now are greater than ever, about 36,000/year according to the latest statistics. NYS Mental Health Commissioner Mike Hogan called this New York meeting to consider what this state of near to 20 million people might do to reduce deaths by suicide, and the grim consequences they cast. Our work would build on and resonate with a national effort underway.*
We began by hearing several success stories. First, we heard how Henry Ford Health System in Michigan, a large health insurance plan with some 500,000 members that delivers medical services to its subscribers and others (~10,000 visits/business day), set a goal for what they called "Perfect Depression Care." The vast predominance of people who complete suicide have an active mental illness, particularly depression. Not willing to tinker around the edges, they pursued a radical approach that set zero deaths as their goal. They implemented screening, proven principles and practices for the care of all chronic illnesses (including diabetes, heart disease and depression), immediate access to appointments, and continuous and robust quality improvement -- and after several years of progressive reductions in deaths they achieved and maintained 2 ? years of zero deaths by suicide.
We next heard how Kaiser Permanente of Northern California, an HMO with over 3 million members and 20 medical centers, instituted a remarkable plan for primary care suicide prevention (i.e. in general medical services not mental health clinics). They introduced screening for depression, anxiety, substance abuse, and intimate partner violence, coupled that with treatment practices known to work, and scrutinized every suicide for what improvements could be made.
Finally, we heard how Magellan Health Services, a large national mental health managed care company, implemented suicide prevention in Arizona by focusing on those people whose risk for suicide was 6 - 12 times the general population, namely those people with a serious mental illness. They trained clinicians, standardized the provision of best practices, stressed community based care, and engaged families and those who survived an attempt; they have reduced deaths by 48 percent and inpatient admissions among their subscribers by 51 percent, indicating risk reduction as well as cost savings.
What was so notable from the presentations was that "suicide ... was just the tip of the iceberg," as the last speaker remarked. The vast problem below the surface, one that can be avoided, is not doing the right thing. We actually know what is right: setting very high standards (don't be afraid of perfection); systematically identifying people at risk; relentlessly providing proven methods of intervention; crossing boundaries between general medical and mental health care and staying with people when they move from one care setting to another (like from hospital to home); regularly assessing performance with measures that are as clear and understandable to patients and families as they are to clinicians; and zealously pursuing opportunities for improvement when problems appear, as they always do.
Deadly consequences happen, in effect, from suicide just like from heart disease, when we do not do the right thing as unfailingly as we can. Good medical care does not know the difference between illnesses. The same principles govern health care for every disease, physical and mental. Reducing rates of suicide is about improving health care. We will need to abide by these very same access and quality standards in order to manage the diseases that afflict our generation, especially those that derive from habit disorders and age, including diabetes, hypertension, asthma, obstructive lung diseases, Parkinson's and Alzheimer's disease, and the multiplicity of ails that derive from smoking, overeating, sedentary life styles and stress.
A colleague from the NYS Health Department, Dr. Foster Gesten, in the summing up at the end of the day suggested that strategies for saving lives could be "deep and wide." Deep are those that health care systems with accountability for identified individuals or populations could implement in NYS -- as we learned are going on in Michigan and Northern California (as well as the very notable work throughout Washington State). Wide are the practices known to work universally that are ready for prime time and wide application, like screening to identify high risk people, treatment care paths, open access to appointments, careful attention to transitions from one service site to another, informed and 'activated' patients and families, and health information technology that provides decision support and communicates essential information to those who need to know. Reducing death by suicide would be one of many fortunate outcomes from improving our health care system.
Achieving change in health care is very hard to do. It entails an unwavering ambition for excellence and zealous attention to details. I am reminded about something Michelangelo was reported to have said: "Trifles make for perfection, but perfection is no trifle."
*Last year, Federal Secretaries Sebelius (Health and Human Services) and Gates (Defense) launched the National Action Alliance for Suicide Prevention bringing together government and military officials, experts, people with mental illnesses, family members, foundations, and others to fashion a plan that would be more focused and successful than the efforts of the past decade. Commissioner Hogan and a number of those who attended the NYS symposium are members of the Action Alliance.
The opinions expressed here are solely my own as a psychiatrist and public health advocate. I receive no support from any pharmaceutical or device company.
Visit Dr. Sederer's website at for questions you want answered, reviews, commentary and stories -
www.askdrlloyd.com
?
Source: http://www.huffingtonpost.com/lloyd-i-sederer-md/eradicate-suicide_b_901219.html
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Monday, July 18, 2011
Learn the art of Jeet Kune Do with Carter Hargrave Martial Arts ...
The planet Jeet Kune Do Federation is now, due to Carter Hargrave a renowned business that provides schooling to all individuals intrigued, despite the place wherein they are living. Those fascinated can utilize for exclusive schooling with Carter Hargrave himself on the internet site. Distance training is also readily available because of to DVD applications for testing and position. It was under no circumstances less complicated to check for official position in Jeet Kune Do. The university student only wants to purchase the DVD, apply the moves like seen on it and after that deliver again a video clip with what he realized. Hargrave personally grades all checks and then offers an answer to the pupil both to congratulate him for passing or to advise doable enhancements that he requires to do. E-mail help can be obtainable for members to be able for their concerns not to keep on being unanswered. It?s evident that Carter Hargrave has accomplished his purpose to convey Jeet Kune Do on the masses and he seriously manufactured a big difference in what fears this art and its accessibility.
Carter Hargrave now owns his private school In Tulsa Oklahoma, his native town. Hargrave Martial Arts just isn?t opened to normal public mainly because its owner desires for being capable to pick out those that are taught right here. It is a way of producing confident that his teachings usually are not used in any violent or criminal exercise. If you want for somebody to be capable to use, she or he wants to fill in an software and also to pass some history checks.
Carter Hargrave teaches from passion for the reason that as he admits, he is a whole time martial artist. Founding Planet Jeet Kune Do Federation is by no indicates his only achievement in the subject of martial arts. His contribution to this area is huge and his achievements are unbelievable. He also founded a different style, American Fight Kempo which he promotes through Entire world Kempo Association. This fashion is also taught at his personal college in Oklahoma. Hargrave is founder or Soke of this style and retains the tile of Grandmaster. American Overcome Kempo was so prosperous that it can be now used in the trainings of the U.S. marine.
Carter Hargrave is also Grandmaster in two other models, Kung Fu and Ju Jistu and he holds seven belts. He was also awarded two times the Instructor in the 12 months and when the Ideal martial arts inside United states. His achievements have been identified through the U.S. Congress as well as U.S. Senate.
To learn more about becoming a student or if you have any additional questions please go to Hargrave Martial Arts and also Carter Hargrave for more information.
Source: http://www.thenepal.info/learn-the-art-of-jeet-kune-do-with-carter-hargrave-martial-arts/
We do Internet Advertising and Promotion for firms to help you ...
Web promotion is a web-based advertising resolution for firms who wish to promote online. It?s an environment friendly and price-efficient technique of getting good search engine rating or search engine positioning in the listings on search engines. Everyone knows that internet promotion is critical. But when one would not know what one is doing, then it ought to do more hurt than good. It is completely essential to ensure that the location is prepared in every side of the business. In some other case, there are prospects that it may create a nasty first impression, and should not get listed the least bit, or nonetheless it could get listed, however not correctly indexed. Just getting listed might not be sufficient, especially if the positioning reveals up on the backside of a ten web page list. It?s essential to optimize the positioning rankings. Dynamic web page content is commonly invisible to most search engine spiders, so it on no account will get indexed. It is vital to increase the site visitors to the dynamic website online by making the precious content materials seen to go searching engine spiders.
Internet promotion takes loads of time. The outcomes might not current up as expected. It may indicate ready several weeks and even months to get into certain directories and search engines. One ought to start the web site promotion efforts by itemizing the site at the most popular internet directories. The benefit is that they may ship in considerable quantities of visitors and have an effect on the positioning rankings in varied search engines. It is good to make certain that the placement is current in your complete major directories before making an attempt one thing else.
It?s advisable to kick start the web promotion actions with the submission to utterly totally different listing sites. If the situation provides good and distinctive content material to be accepted to the listing sites, its editors normally evaluate websites quickly and will not reject them with no good motive for doing so. Moreover, the reality that submitting to the a variety of the directory websites is free of cost, it makes an ideal beginning point. If this procedure is efficiently completed, it would additionally present the required expertise that may add worth in the later stages.
After the positioning has been included in a list web page,the concerned site ought to normally acquire further website guests than it was doing previously. The following step is to look out out diverse search engines like google like google and yahoo and use them to usher in even more web site visitors to the online pages. If the first stage is efficiently completed with, a superb platform is assured for the location to hold out the following features fully throughout the search engines.
In case one intends to promote one thing on the positioning, it?s a great suggestion to attempt banner ads. One also needs to suppose revolutionary ways with a function to enhance site visitors with return visitors. It?s worth to research some nice advantages of reciprocal hyperlinks and put them to make use of if useful for internet promotion. It?ll enhance the link reputation and help to rank the situation greater within the search engines.
E mail signatures are one more net promotion strategies. It?s an efficient solution to promote your web site barely with out having to really do anything. You can too weigh the professionals and cons of changing into a member of prime web site guidelines and provides it a strive if it improves the situation rankings. Usenet promoting can boost the traffic and can even promote the location in a great light if executed properly. Writing publication articles can herald focused website visitors freed from price in a short period of time. Frequent re-indexing permits one to optimize relevancy of content and enhance rankings.
No matter having a terrific web page, if no person knows its existence, the entire concept of designing and rising a web web page will go waste. You have to to perceive the flexibility of internet promotion. Key phrase evaluation info is an absolute web advertising and marketing instrument and whether or not it is efficiently applied, it might positively sky rocket the popularity of the website.
Web promotion is rapidly turning into a well-liked medium, and it has grow to be obligatory for small, medium and enormous scale corporations to become involved in it for growing their activities. It?s protected to say that, if one is in the business, one is required to know the basics of internet sites? functioning, and how they?re designed, developed and maintained, sooner fairly than later.
Top-of-the-line ways to do is to decide on a semi -automated Tool for that job. My favorite Software program for internet promotion for what you are promoting is Magic Submitter, the all ? in ? one Tool for profitable Net Marketing.
We do Web Promotion for companies that can assist you reaching Web page 1. Simply ask for a primary overview: Our Mail Adress : marketing@singledad.de ( German and English language )
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The secret war in Somalia
Reuters/Feisal Omar
A car burns outside Hotel Madina during a protest in support of Prime Minister Mohamed Abdullahi Mohamed, in the streets of Somalia's capital Mogadishu, June 10, 2011.
Writing in the Nation this week, Jeremy Scahill revealed that the CIA is running "a counterterrorism training program for Somali intelligence agents and operatives" at Mogadishu?s airport and also using a secret prison in the beleaguered Horn of Africa nation.
The revelations come just two weeks after media reports -- sourced to unnamed American officials -- of a U.S. drone attack in Somalia on members of the Islamic militant group Shabaab, which was designated a terrorist organization by the State Department in 2008.
The Washington Post noted that Somalia is now the sixth country -- joining Pakistan, Afghanistan, Iraq, Libya and Yemen -- where the Obama administration has launched drone attacks.
For context on the secret war in Somalia, I spoke to Daveed Gartenstein-Ross of the Foundation for Defense of Democracies. A regular lecturer at the Naval Postgraduate School, he studies Shabaab and recently wrote about the strategic implications of the historic drought that is devastating communities across the Horn of Africa.
What is the current government of Somalia and where did it come from?
The government of Somalia is called the TFG, the Transitional Federal Government. They're a group that, when you go back to 2006 when the opposition Islamic Courts Union was the dominant force within the country, was hunkered down in Baidoa, a city in south-central Somalia. They were surrounded by Islamic Courts Union forces who were threatening to wipe them out, and were protected by a fairly small contingent of Ethiopian forces.
After the country was invaded by Ethiopia with the purpose of pushing back the Islamic Courts Union, the TFG was able to control territory -- albeit briefly -- in Mogadishu and throughout Somalia with Ethiopian support. But today, they only control a small amount of territory in Mogadishu itself. The TFG is now led by Sheikh Sharif Sheikh Ahmed, a former leader in the Islamic Courts. Certain outside powers who are supporting the Somali government pressured them to broaden the representatives in the TFG to include a number of Islamists (of which Sharif is one) with the goal of fostering reconciliation in the country.
Who is it that the CIA is training in Somalia?
There are two different factions that we're training. One of them is AMISOM, the African Union Mission in Somalia. Uganda and Burundi are the two countries that provide forces to AMISOM, which helps to explain why Shabaab carried out terrorist strikes in Uganda last year during the World Cup, and why it's threatening to do so in Burundi. They are basically peacekeeping forces, though there is no peace to keep. In the past few months, AMISOM forces have actually made a great deal of territorial gains, though I question whether those gains are sustainable. You see that in Jeremy Scahill?s recent report on Somalia, where he claims the Somali government is believed to hold about 30 square miles of territory in the Mogadishu area.
Thirty square miles doesn't sound like very much. How much power does the government really have?
Not very much. But, in fact, 30 square miles is significantly more than they controlled six to eight months ago. At that time most people would say they only controlled a few city blocks. Somalia has the weakest government in the world; it is the most failed state. Hands down. Period.
Who controls the rest of the country?
That differs from area to area. In the north of the country there are two autonomous regions that are governed far better than southern Somalia, Somaliland and Puntland. When you move to southern Somalia, there are several factions that control territory. But the faction that's of biggest concern, and I would say the dominant faction, is al-Shabaab. To understand them, let's take a brief look at Somali history.
Somalia is about 100 percent Muslim, but it was previously welcoming to other forms of practice and the predominant practice of Islam was a peaceful form of Sufism. You first started to get Islamist movements in Somalia -- those that wanted the state to impose religious ideals on people -- in the 1960s and '70s. That's when Somalis started to travel and study abroad and were exposed to Saudi Arabian Wahhabism, and to a lesser extent to the Muslim Brotherhood in Egypt. Around 1983 a group called Al-Ittihad al-Islamiya was founded in Somalia, a precursor to both the Islamic Courts Union and Shabaab. It opposed the then-ruling regime, and when that government collapsed in the early 1990s, Al-Ittihad tried to take control of parts of the country. Mostly those attempts didn't hold very long, but they did in the town of Luuq on the border of Ethiopia. One of the things this group -- and others -- believes is that Somalia has a right to territory beyond the colonial borders, including to areas in Ethiopia that have a Somali-speaking majority. Now, Al-Ittihad started to carry out strikes into Ethiopia and in response the Ethiopians went into Luuq and smashed Al-Ittihad. This helps explain why the Ethiopians saw the Islamic Courts, which were the next major Islamist group to arise after Al-Ittihad, as a threat.
And what is the Islamic Courts?
They were originally a confederation literally of courts. They provided an adjudication mechanism and some stability in anarchic areas of the country. They believed in implementation of a strict version of Sharia law. They shot and killed people for watching the World Cup, people were arrested for watching movies, music was banned at weddings, and so on. Of concern to U.S. policymakers is that there were connections at a leadership level between the Islamic Courts and al-Qaida. Shabaab was originally regarded as being the youth wing of the Islamic Courts; al-Shabaab literally means "the youth" in Arabic.
Ethiopia had its own reasons for seeing the Islamic Courts' rise as a threat: They thought that, like Al-Ittihad before it, the Islamic Courts' control would lead to attacks on Ethiopia. So Ethiopia first protected the Somali transitional government; then in December of 2006, when it looked like the Islamic Courts were about to overrun Baidoa, where the transitional government was holed up, Ethiopia intervened. They invaded the country.
What was the U.S. role in that invasion?
There are two different views. One is that the U.S. actually encouraged Ethiopia to invade, planned the invasion with them, and assisted from the very outset. The second view is that the U.S. was surprised, but that once it saw that Ethiopia was invading, it decided to jump in and help out. What is clear is that by January 2007 you had U.S. special forces on the ground, and the U.S. was providing air support. Since then there has been much more U.S. presence on the ground in Somalia than has been reported and much more than most people realize.
Why have both the Bush and Obama administrations seen getting involved in Somalia militarily as in the U.S. interest?
If you look back to 2006, there clearly was some connection between the Islamic Courts and al-Qaida at leadership levels. There's a legitimate debate about how strong those connections were. But moving forward to where we are now with Shabaab, the group is clearly connected at its top levels to al-Qaida. There have been multiple statements coming out of Shabaab's leadership that they align themselves with al-Qaida. One Shabaab leader, Omar Hammami, issued a manifesto a few years ago explaining the split between Shabaab and the other insurgent factions. He said that part of the reason was that the other factions were committed to the colonial borders, but in contrast Shabaab was dedicated to reestablishing the caliphate, which is one of al-Qaida's goals. Other leaders have come out and pledged their allegiance to bin Laden or al-Qaida more generally. So this is why the U.S. sees what's going on Somalia as of concern to the U.S. national interest. Couple that, of course, with the experience of Afghanistan pre-9/11 where a safe haven in another part of the world ended up allowing terrorist strikes to occur here.
So even though Shabaab has never actually attacked the U.S. -- correct me if I'm wrong on that -- it's seen as a possibility?
Absolutely. The only attacks they've carried out outside of their own territory were the World Cup bombings in Uganda last year. But we've seen other examples of groups that haven't struck the U.S. and then suddenly they do.?
Source: http://www.salon.com/politics/war_room/2011/07/16/america_in_somalia/index.html
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Colon Cancer Prevention Foods Useful Tips for You
July 17th, 2011 | by admin |
The incidence of colon cancer is very different among distinct countries and in various ethnic groups inside the identical nation. Industrialized nations like United States, Canada, United kingdom, Western Europe, Australia and Japan have a considerably larger incidence of colorectal cancer compared to the significantly less industrialized parts of the world like Asia, Africa, and South The united states. Colon Cancer Prevention Food items Colorectal cancer symbolize above nine percent of all cancers in guys and about 10 % of all cancers in women world-extensive. In industrialized nations the incidence of colorectal cancer can be as higher as twelve to 14 of all cancers, and in non-industrialized countries significantly lower rates of about 7 to 8 % of all cancers diagnosed could be colorectal cancer.
Excluding skin cancer, colorectal cancer is the third commonest cancer diagnosed in the United States. Each year about one hundred,000 Us residents are diagnosed with colon cancer and over fifty % of these sufferers will die from colorectal cancer. Colon cancer incidence is not significantly various among males and females, nonetheless colon cancer is marginally far more prevalent in girls in contrast to guys (ratio of 1.2:one) but the rectal cancer is far more widespread in males (ratio of one.7:1).
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Even even though we do not know the precise result in of improvement of colorectal cancer, researchers have acknowledged many components that can increase the chance of advancement of colorectal cancer. A danger aspect for a condition is any problem that makes a individual more likely to develop that ailments. Some of the risk elements like dietary aspects are modifiable by the man or woman concerned although some other elements like age are un-modifiable. These threat factors could act in mix, and this mix of danger elements might be associated with cumulative increase in the chance of advancement of colorectal cancer. The basic presence of one or more chance aspects does not essentially indicate that someone will develop colorectal cancer. On the other hand absence of all chance aspects does not suggest that an personal will not create colorectal cancer, but generally much more chance elements you have larger is the chance of creating colorectal cancer. Environmental elements also may be taking part in a role in the advancement of colorectal cancer. Men and women who migrate from places of low chance to regions of the world with greater danger of building colorectal cancer, they are likely to obtain the risk of the region to which they are migrating. This obtaining indicates the presence of environmental factors creating larger chance of building colorectal cancer. Alterations in dietary elements associated with migration might also be contributing to this improve in risk linked with migration from very low risk areas to higher chance areas.
Danger factors for the advancement of colorectal cancer contain the subsequent:
Age more than 50 years
Improved unwanted fat consumption
Large intestinal polyps
Family members history of colon cancer
Inflammatory bowel diseases like ulcerative colitis and Crohn?s condition.
Personal historical past of other cancers
Sedentary behavior and absence of exercise
Obesity
Diabetes
Cigarette smoking
Alcohol content material
Genetic colon cancer syndromes like Familial adenomatous polyposis or Hereditary Non-polyposis Colon Cancer (HNPCC)
Individuals who have substantial threat of colorectal cancer may possibly undergo screening for colorectal cancer with colonoscopy as soon as every 2 to 3 years. Screening colonoscopy is suggested for every single one particular who is 50 years or older. If someone has a larger than regular threat of establishing colorectal cancer, the screening could be initiated before than 50 a long time.
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Tags: cancer, Colon, Foods, prevention
Source: http://www.ianys.org/cancer/colon-cancer-prevention-foods.html
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Sunday, July 17, 2011
Review: Big Book of How by Editors of TIME for Kids Magazine ...
Reviewed by Amanda Allalunis
I am the mother of three young children. As a mother, I constantly find myself delighted and challenged by my kids; however, I?ve often wished for a go-to book to help me answer the infamous children?s questions of ?why? and ?how?. My children are constantly asking questions to which I don?t know the answer. I would love to say that I remember why animals can see at night or how popcorn pops, but then I would be a liar. I have spent many hours researching the answers to my kids? constant questions, and it gets a little old.
Fortunately for me, and for all of the parents, aunts, uncles, grandparents, teachers, and babysitters in the world, the creators of TIME for Kids have come together to produce the Big Book of How. This book has information on just about everything your child may want to know. Are you wondering how the sun can stay hot? Just open up to page 148. Are your children fascinated by sharks? Turn to page 8 for a whole list of fun facts. Really, there are very few topics this book doesn?t cover, and that?s why I love it!
Big Book of How?is the perfect resource for children. The facts and explanations found in the book are written in a simple and straightforward manner, so even the youngest child can follow almost any topic. Plus, every page comes packed with interesting photos, illustrations, and diagrams, which are always a big plus for any children?s book.
As much as my children are enjoying the book, I have to say that I?m probably enjoying it even more, so much so that I?m reading it all by myself. I am completely fascinated by the clear explanations on how to make a homemade compass, how do honeybees make hives, and why do roller coasters go up and down. All in all, I would recommend the Big Book of How?to anyone, no matter how young or old.
Rating: 5/5
Amanda is mommy, freelance writer, and blogger in her spare time. If you like this review, be sure to check out the blog at Giveaway Blogdom or take a minute to read her most recent article on Childhood Vaccinations.
Review copy was provided free of any obligation by Goodman Media. No monetary or any other form of compensation was received.
Category: Ages 11 and Under, Children's Books, For Kids, Gift Ideas
Source: http://luxuryreading.com/bigbookofhow/
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Bathroom Remodeling: Choosing a new stall shower | Home And ...
[unable to retrieve full-text content]Although there are a number of retailers, including stores home improvement, selling kits separate shower, others do not. If you can not find a store that sells equipment shower, you have to buy all the parts separately. ... While there is a possibility that you may be looking for the best, there is also the possibility that there may be remodeling your kitchen on a budget. If so, you may be pleased to know that separate showers come in a number of ...
Source: http://www.yourselfhome.com/bathrooms-design/bathroom-remodeling-choosing-new-stall-shower.html
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ambiks - Storing And Tending to Wine | Topics Info | Food and Drink
http://ekkotv.com/chronic-commissions/c
Over time, wine consumption has grown progressively more popular. With progressively more money commencing wine both being an investment and then for later intake, the history in the wine can be in dilemma. With this as the primary goal, many individuals often consider how they can properly save their wines and care for it simultaneously.
How an individual store your wine is extremely important. If an individual store that right it can result in euphoria, while should you store that wrong it can result in depression. When an individual tear suitable wine that offers properly recently been stored, it really is glorious certainly, while tearing into jar of inadequately stored wine is extremely the letdown. Quite often, drinking a wine that has been poorly stored is much like drinking vinegar.
In order to properly save wine, you?ll have to meet various factors, for example humidity, temps, lighting, the cleanliness of your storage spot, the angle in the bottle when is stored, and this vibration in the bottle to the rack. The temps is the main, as you ought to keep that around fifty degrees always. This method, the lower temperature will allow age this wine. If you will discover any fluctuations in the temperature, you should guantee that it takes place slowly. Providing the temps doesn?t visit high plus it fluctuates gradually, your wine needs to be ok.
The right level of humidity with regard to storing wine needs to be around 70%, is usually is completely accepted to stay it 10% above or under the 70% level. If you might have too high of any humidity temps, the labels can simply rot or mold, that may affect this wine?s benefit. On another hand, if your humidity receives too reduced, around 50%, the cork could possibly shrink and bring air in to the wine, which could ruin that in bit of to not enough available time at many.
The angle that wines is stored is vital as nicely. If this wine stays in contact with this cork throughout storage, the cork won?t dry out. If this wine doesn?t remain in contact while using cork, the cork could dry out and let air in to the wine. It?s also advisable to strive to stay the wine right out the light, as light can ruin any type of wine. Light causes this wine that will age too soon, making it in your best fascination to save wine in a very dark location.
To prevent harm to the wines from sediment, its also wise to store wine in a very location that is free of vibration. In case you store wines in places which are free from vibration, it will eventually give this sediment in the bottle adequate time to stay. Vibrations should never be an excellent for wines, as this sediment results in being unsettled and will ruin this wine or shake it to the issue where that tastes ugly.
To protect the standard and investment of your wine, storage and care is important. Storing it in a very proper location will in addition bring the very best taste. In the world of wines, nothing can be more unsatisfactory than waiting not too long to open a jar of okay wine, only to get that its nothing although vinegar. You can prevent this from happening though, by attending to your wines. Wine isn?t very difficult to look after or save, it simply takes the correct conditions and location. Everyone loves some okay wine regularly ? its no wonder that storage and care can be so extremely important these days.
Income Hybrid
Source: http://www.topics-info.com/food-drink/st
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Report: 3.5 million 3D Blu-ray discs 'sold' in first year, half were bundled with hardware
If we're looking at sales figures of 3.5 million units in the first year for a new laptop, smartphone, or camera, then we might be impressed. But 3D Blu-ray discs? When half were included in the box with a Blu-ray player? Man, that's gotta sting. Those numbers are based on an IHS Screen Digest estimate, tallying US sales beginning in June of 2010 and ending last month, though many larger titles didn't make their debut until later in the year. Still, if those results are even in the ballpark of official (unreleased) numbers from BD distributors, then things really aren't looking up for 3D. With fewer than 100 titles even available on Blu-ray, however, we're not really surprised that discs aren't exactly flying off the shelves. Obviously, as a growing number of movies are filmed in 3D we'll see BD title availability increase as well, but with the technology's lackluster beginnings over the last year and no sign that consumers are ready to spend more to embrace that new dimension, 3D may continue its slow crawl toward the mainstream for some time to come.
Report: 3.5 million 3D Blu-ray discs 'sold' in first year, half were bundled with hardware originally appeared on Engadget on Fri, 15 Jul 2011 17:55:00 EDT. Please see our terms for use of feeds.
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Saturday, July 16, 2011
What is on My Desk | Timon's Opus
This post provides an opportunity to highlight some important articles and websites. The next book?review?will? I post?covers The Western Cannon: The Books and Schools of Ages by Harold Bloom.??? Dr.?Bloom?is a Professor?of?Humanities and English at Yale University. The plan is to finish reading the book this week.
The latest edition of The New Criterion ?has?several interesting articles. James Tartakovksy?s James Wilson remembered? provides an intriguing examination of this forgotten founding father.? Historians remember Wilson for his?tenure as a?lawyer, judge and defender of the?American Constitution.
Wilson?s perspective?regarding the role of government?is in contrast with Thomas Jefferson.? According to Wilson, ?Legislation promoting ?arts, philosophy, virtue and religion is not a government imposing moral goodness?on citizens; it is the people blessing themselves.?
Forging The Special Relationship by Andrew Roberts chronicles the relationship?between America and?Great Britain?during?Theodore Roosevelt?s presidency.? Winston Churchill?developed the phrase ?The Special Relationship.??This phrase describes the exceptionally close cultural and historic?interaction between America and England.? The?article examines how?President Roosevelt and?British Prime Minster Robert Gasconyne-Cecil?strengthen this?relationship.
?The July/August edition of Commentary?? cover article features?the Obama administration?s?foreign policy agenda in? The Obama Doctrine Defined.?? However, Philip Terzian?s book review of Manning Marable?s?Malcolm X: A Life of Reinvention?caught my attention. Marable served as professor of African-American studies?at Columbia University before his death.? And the War Came?is Algis?Valiunas? effort to refute?popular myths regarding the?reasons for?the Civil War.? From Valiunas? perspective, slavery served as the catalyst for the Civil War. He cites a variety?of sources from speeches?to new paper articles to support his position.
Recently, I discovered NPR?s You Must Read This??.? I will definitely return to this website in the future. The New Yorker?s Book Bench?is another influential website I will?have use as a resource.? Both websites have?recommendations regarding books and provide more websites regarding literature.
Timon's Opus represents an effort to cultivate an active mind and a sarcastic tone. However, no one is an island. Please feel free to provide comments on this blog or via e-mail. The e-mail address is timonsopus@gmail.com. I welcome any constructive feedback regarding this blog.Source: http://timonsopus.wordpress.com/2011/07/14/what-is-on-my-desk-2/
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Must} you Answer ?No To fat burning diets? | Topics Info | Food ...
Fat diets, all of them have one thing in common. They?re diets. They are like a pair of bell bottom pants. They?re in for a couple of years and they?re gone.
Now, realistically many of these diets will present some preliminary fats loss for many people. So that you get some weight loss initially, but you can also lose some muscle on these packages too, and you already know that dropping muscle can spell disaster to your fats burning efforts. But the bigger drawback with these diets is that the majority who follow outlandish diets gain again the fat they lost, after which some!
On prime of that, they typically recommend focusing too much on one kind of food, which can result in unhealthy consuming habits. Ive discovered they?re too strict to be realistically followed, especially for an extended time frame, and theyre no fun. And anything you can?t comply with as a life-style is not going to burn fat within the lengthy run.
If you seek life long fat burning, well being and fitness in a lean body, it?s best to take some recommendation from fat burning furnace, and doubtless your mother too. When I give it some thought, probably the very best base of nutritional data I received was from my mom. For probably the most part, my mom was right. She did not know something about fats burning, however she made positive I bought nutritious meals rising up.
So vitamin for fat loss, fitness, and well being actually all do go hand in hand. My Fat Burning Furnace Reviews My Fat Burning Furnace students have modified their lives permanently, by merely altering what they put of their our bodies?and you are able to do it via fat burning furnace.
Focus on meals rich in nutrients. One the place your physique seemingly burns fat 24 hours a day, 7 days every week with little effort.
For Extra Details On FAT BURNING FURNACE, Click Here: Healthy-Diet-Plan.net
Source: http://www.topics-info.com/food-drink/must-you-answer-no-to-fat-burning-diets
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Chevy Volts invade NYC police fleet, give cops all new ways to taze bros
New York's boys in blue will soon be able to creep up on evildoers with even more subtlety, thanks to some new electrified vehicles the city unveiled yesterday. As part of Mayor Michael Bloomberg's environmentally-friendly PlaNYC initiative, 70 new EVs have been added to the city's fleet of public cars, in the hopes of lowering emissions and creating a "greener, greater New York City." Joining the force are ten Ford Transit Connect cargo vans, ten Navi-star E-star trucks and a full 50 Chevy Volts -- some of which will be used as NYPD squad cars. These newcomers will be shared among nine different departments, joining 360 other city plug-ins already purring their way across the five boroughs. Bloomberg is also working toward adding EVs to New York's army of 13,000 taxis -- which we're totally cool with, as long as they're not minivans. Zip past the break for a rather Homeric press release.
Continue reading Chevy Volts invade NYC police fleet, give cops all new ways to taze bros
Chevy Volts invade NYC police fleet, give cops all new ways to taze bros originally appeared on Engadget on Fri, 15 Jul 2011 01:03:00 EDT. Please see our terms for use of feeds.
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Friday, July 15, 2011
Workplace Safety and The Solution ? ArticleCatalogue.com
Prolonged in advance of I knew about the law of attraction or any of all those concepts, I knew that wherever we put our concentrate, we acquired far more of it. When we concentrated on accidents, we received a lot more accidents. Even if we believed we have been wanting to avert them.
Nearly every single safety program that I have studied has proven an grow in TCIR or no matter what measurement is utilized during the first few months of implementing the system. This spike is often blamed on consumers reporting accidents that they when ignored and other issues. On the other hand, the law of attraction explains it plainly ? what you think about expands.
Safety in the Workplace is Your Perfect
When an incident like this happens, it takes various distinct reports to arrive up with the appropriate conclusion of facts of the indecent and, more importantly, how not to have it occur once again. Reports from the employer, the police, the coroner, OSHA, even the state climatologist were all gathered. Once these reviews were studied and re-studied the subsequent suggestions were designed in order to continue to keep other laborers safe and sound in the workplace. It is with the intention of stopping similar occurrences that these were made available.
Very first of all safety gear, primarily helmets should be worn at all instances. It is the employers obligation to see that all staff on scaffolding as clearly as the development website by itself use the very difficult hats and and safety lines at all periods. Makers are frequently creating new and enhanced basic safety measures and improved solutions that, whilst pricey for the employer to acquire above and about again, it is important for the properly-currently being of the worker.
Workplace Safety With Solvents
All containers need to be entirely labeled. Workers should be skilled how to safely tackle these chemical substances. All solvents ought to be stored securely and with consideration of the properties of every. Methods must be taken to wipe out all ignition sources. No Cigarette smoking, No Open Flame Signs have got to be posted in acceptable parts. Safe and sound distance limits need to be maintained among areas of solvent use and any ignition source.
The sum of solvent utilized The dimension of region wherever solvents are essential Evaluate the fee of solvent useEvaluate the price of solvent evaporation
Eye Basic safety ? What?s Expected in the Workplace
To harmony a profound forehead additional slim chin, decide upon sunglasses with cat?s eye frames or sliver with perfectly-rounded edges vogue sunglasses with a wider decrease edge and no straight lines along the leading do the job mainly effectively.
Spherical or rectangular lenses rule oversized frames are superlatively endorsed. Sunglasses with welcoming frames add width tall or deep lenses and fashion sunglasses with ornamental frames or classic design also in shape.
Employees have various expectations when it arrives to factors this kind of Root Cause Analysis Form, work/life stability, occupation opportunities, stability, framework, and teamwork. The key is to know what Root Cause Analysis Form the men and women in your organization have and then perform with them to meet or, in some scenarios, alter these expectations.
Save this article as PDF file ---->Source: http://articlecatalogue.com/workplace-safety-and-the-solution/
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Book Review: Pitching For Small Business by Laura Rigney | Get ...
Book Review: Pitching for Small Business by Laura Rigney 
Date of Review: 12th June 2011
When a small business is started, it can sink or swim on the availability of capital. The money that you need behind you in order to get a project off the ground can be critical in its success. You might be lucky in that your idea either requires no initial investment, or that people are falling over themselves to throw cash at you. But, for the vast majority of people, there will come a time where you need to present your idea to a cash-rich investor who will give you the money to survive.
Popularised by the TV series ?Dragons Den?, the idea of pitching for business is one that most people can understand. However, the idea of pitching to a Peter Jones or a Duncan Bannatyne ignores the reality that you need to do your homework well if you are going to attract cash into your venture.
Laura Rigney has written a book, called ?Pitching Your Business? that hopes to solve these problems for you. Published by Brightword Publishing, this looks at all of the things you need to do in order to successfully pitch an idea to an investor. With three main sections looking at preparation, meeting buyers and what to do after the pitch, this ebook is so much more than the title.
The best description I can come up with to describe this book is a business book that is slanted towards the early beginnings of a venture ? there are comments and examples about pricing products, how you are going to ship and how to brand your whole exposure to the market.
As is the case with all business dealings knowledge is key, and here is no different. To tip the balance in your favour with any investor you need to know as much as you possibly can about the financials of your product. This will enable you to create the best deal, and will allow you to haggle more effectively.
Once the deal is done, there is a section that describes how to develop your business now that you?ve got a steady income and a stable system in place. This is an ebook that will help you immensely in pitching to an investor, but it will also help you build on the initial efforts that you?ve made.
TOTAL MARK 5/5
Review by: Will Roney
Pitching For Small Business: How to successfully prepare your business, brand and products, and sell to retail buyers
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Important steps to clean the registry - glisten-digital Technology ...
Important steps to clean the registry
Reliable software that you will not need the registry files from your computer to show permanently removed, and constantly repeated, albeit on a smaller error in the subsequent reruns. But there are cases where attempts to vigorous cleaning, to prevent unintentional removal of certain entities from the register, and if no other disability programs may have caused.
The two methods to clean your computer registry, you get the choice of manual intervention, with use of a registry editor of Windows, or use a cleaning software to do the same task.
It is clear that those who are not too knowledgeable about the inner workings of computers for registry cleaning software that is both simple and easy to use opt. It works by suppressing the error on the computer registry, without manual intervention. Then it?s up to you to decide which of these serve you better.
Those who normally use a computer, are most likely aware that a variety of these is cleaning software readily available. So choose wise, after a thorough review of the options you need so that you make a good decision.
Obviously, this is only part must have on hand if there is a need to keep your computer running smoothly and without problems. If you plan to buy a reputable registry maintenance tools, you have the ability to audit prior to payment. How do your homework in advance, with a thorough review of feedback from current users, taking into account the opinion known, ?what you pay for what you get? The ability to download a trial version Free is good, no doubt about it! But more closely and make sure that what you buy in a position to sustain severe hiccups that may occur and must be processed by the computer to take.
Be reasonable, and select the software you trust. Not looking to cut costs by downloading from the Internet service elements. Although a good registry cleaning software should be expensive, it would be money well spent if you find your computer?s functions smoothly and efficiently.
You should know that to support the software registry cleaning a quick scan of your computer and take immediate action to eliminate any ?mistake?. When installing this program, you need the frequency with which you determine your registry scanned. The cleaning software will automatically install the necessary, at intervals of your decisions for themselves.
The article writer is a PC technician leading that has years of expertise in the field, and you should check the comments and registry cleaner best registry cleaner for more information.
Source: http://www.glisten-digital.com/2011/07/important-steps-to-clean-the-registry/
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Feminist and non-feminists Custody Evaluators view DV differently.
What you expect to see in life often shows up.? What you don?t expect to see gets ignored. Therapists and counselors are not immune to bigotry.
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Non-Feminist Custody Evaluators See DV as Relational, not Political
By Robert Franklin, Esq. | Thu, Jul 07 2011, 09:45 AM
Non-feminist custody evaluators see domestic violence as resulting from ?toxic? relationships, not from the patriarchal mindset of the father.? That?s the second major part of the findings of the survey I?ve written about in my last two posts.
The first part dealt with the attitudes of feminist custody evaluators toward reports of domestic violence.? The second part deals with the attitudes of ?family violence? evaluators.? Those tend to get their information and attitudes from the body of social science that, over the decades, has studied large, random samples of the population.? Feminist inquiry has focused on women in DV shelters, as the authors of the survey make clear.
The salient findings regarding the 14-member group of family violence evaluators include the fact that they overwhelmingly see domestic violence as situational.? That is, they see DV as something that comes?as a response to the natural stresses of family life.
Their predominant discourse was distinctly different from feminist evaluators in that they perceived most DV as conflict and stress induced, normative, and mutual. Indeed, they reported seeing almost exclusively situational couple violence in practice.
They also had an ?it takes two to tango? outlook on domestic violence.? That is, domestic violence is a product of family dynamics in which there are no clear perpetrators and no clear victims.? It?s the understanding of domestic violence as well as most things in family life as?arising from the integrated system that is the family.
For them,?all relationships have issues related to control and the ebb and flow of who has power or control at any given time over?any given issue describes in part the relationship between the two partners.? That of course can be destructive, but need not be.? And who has and who wants control?in a particular situation is not a matter of gender.? Both men and women have a need to feel in control, so there?s a continuing interpersonal??dance? between the two.
Where feminists see only men having power in relationships and believe that male power is inappropriate, these family violence evaluators have a much more nuanced take on the nature of power?between intimate partners.
These family violence evaluators distinguish between minor domestic violence such as a push or shove, and??real? DV which involves serious injury such as serious bruising, broken bones, etc.? They utterly condemn that sort of DV, but rarely if ever see it in their practices.? They opine that abusers like that get weeded out?of the custody battle long before an evaluation takes place.
Chris explained, ?If [the violence is] that bad, child protective authorities or legal authorities or someone else is going to have already dealt with it.?
These evaluators also regarded the minor, mutual DV they see as compatible with parental custody.? To them, neither minor violence like?a push or shove?nor the usual issues of inter-relational power, automatically disqualified a parent from have custody.
Unlike the feminist evaluators, the family violence group saw false allegations as common and purposeful.
Whereas feminist evaluators estimated that false allegations occurred in about 10% of their cases, family violence evaluators estimated that 40% to 80% of their cases involved false allegations. Two evaluators thought allegations were ?grossly exaggerated,? not entirely false. All reported that mothers made the majority of DV allegations, and false allegations were intended to gain leverage in the custody dispute or alienate the children from their father.
Interestingly, this group was the only one of the two that even mentioned parental alienation.? They did so in the context of false allegations of DV.
Red flags for a false allegation included suspected parental alienation by the mother, the mother?s demeanor (e.g., angry), and lack of documentation of the abuse.
And speaking of documentation, the family violence evaluators were concerned about claims of DV?for which there was no objective evidence.
The majority of family violence evaluators emphasized that real DV victims should have documentation (e.g., police reports, pictures, hospital records, witnesses) or physical signs of DV (e.g., bruises); however, there were some disagreements when it came to the importance of documentation. For two evaluators, having an order of protection was the only way to ensure that an allegation was true, but for two other evaluators an order of protection was considered too easy to obtain and did not lend credibility to the allegation.
Not surprisingly, this group expressed the belief that both parents were important to children?s well-being and attempted to promote that where possible in their recommendations to courts.
Family violence evaluators reported making custody recommendations that emphasized coparenting relationships that facilitated children?s contact with nonresidential parents. Jennifer?s perspective was echoed by others: ?I?ve been doing this long enough [to know] that children in the past really suffered from not having enough contact with the other parent?the parent they don?t live with.? Their recommendations focused on modifying negative behaviors of both parties (e.g., conflict management classes or counseling for both parents).
If they suspected parental alienation?by one parent, this group of evaluators leaned strongly toward custody?on the part of?the other parent.
As Michael said, ?I would tend to lean toward custody with the so called ?bad parent? because I know [the allegations are] not true, that the [father] is not like that . . . [it] is more like parental alienation syndrome stuff. . . . That relationship [between the father and child] is going to be over if the kid?s living with the [mother].?
In short, these evaluators had different training in DV than did the feminist group and interestingly their understanding of domestic violence appears to be far more congruent with existing science than that of the more trained feminists.
For example, they seem to know that both men and women commit domestic violence.? They observe that they see little severe DV, and that?s what study after study of large populations show as well (see, e.g. the 12,000-person Scottish study showing that 80% of DV resulted in either no injury or only a ?minor cut or bruise?).? They?re aware of the existence of false allegations and the possibility of parental alienation.? They make no distinction based on sex about who may make false allegations, while the feminist group said that less than 10% of women?s allegations are false, but 50% of men?s are.? So the overt misandry of the feminists wasn?t apparent in the other group.
Perhaps most importantly, this second group sought to keep both parents connected with children post-divorce whereas the feminist group opted to radically marginalize dads at even the mere allegation of DV by mothers.
As I said before, it?s a small study, but it may tell us a lot about what?s going on, not in court, but behind the closed doors of the custody evaluators on whom?they rely.
Source: http://genderfairness.com/?p=942
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Thursday, July 14, 2011
A Frank Discussion With Two Real Estate Pros
On Tuesday, I went for lunch with Fr?d?ric Blondeau and Benoit Caron of Gestion de Placements Eterna, a Quebec trust company founded by Alphonse Tardif in 1928 and successfully managed by three generations of the Tardif family. The company is now run by his grandson, Paul Tardif.Fr?d?ric contacted me, telling me he and Benoit are fans of my blog. I was more than happy to meet them and talk about markets, pensions, the Quebec SARA Fund, Quebec's financial community, global REITS and commercial and residential real estate.
Let me first say these are two standup individuals, the type of people who renew my faith in real estate investment professionals. I say this because apart from a handful of people I've met in the past in institutional real estate, most of the investment professionals in this asset class are slimy, sleazy, unethical, arrogant, ruthless sharks who only care about their pockets (true of most individuals in finance but particularly true of real estate guys and gals). And I mentioned this to them because most of the "shady characters" I know are now working together in Montreal for a well known private equity fund (that's another scandal!).
Fr?d?ric and Benoit struck me as highly professional, highly ethical and extremely sharp individuals. The fact that they chose to work at Eterna tells me a lot too because this firm has a stellar reputation in Quebec. They both have extensive experience on the buy and sell side. Fr?d?ric was a founding member of Presima, the Caisse's real estate division that was sold to the National Australia Bank. Interestingly, the Caisse never disclosed the terms of the deal and how much they received for the sale of this division, but I will closely examine Presima and Ot?ra Capital, the Caisse's real estate debt subsidiary, in a future comment. Too many individuals have asked me to look into these operations and I promised them that I will look at all public records.
Benoit Caron worked as an analyst at Montrusco Bolton, Canaccord Genuity where he ranked high on the Brendan Woods survey, and then moved to the National Bank Financial as a VP, Fundamental Research on Infrastructure and Engineering. We spoke about the sell-side and the "constant pressure of being bullish on markets." I worked as an economist at the National Bank Financial back in 2000-2002 and remember the bear market following the tech meltdown. I was the assistant to Cl?ment Gignac, the Chief Economist then who is now Quebec's Minister of Economic Development, Innovation and Export Trade. Never forgot what Cl?ment told me: "In a bear market, investors rediscover the value of economists." So true, which is why along with St?fane Marion, Vincent L?pine and Martin Roberge who was the Chief Strategist at the time, we garnered most of the soft dollars during that recession.
Fr?d?ric and Benoit told me that they've been reading my comments on seeding Quebec hedge funds and they're in full agreement with many of my opinions. As I told them: "Look , the Caisse screwed up and they invited me into their offices to 'set me straight'. I may have been too harsh in my criticism of the SARA Fund, but the truth is there is hardly any seeding going on. All I see is Ren? Perreault and his rich buddies getting richer. It's a big club, the Quebec club."
I added: "I got nothing personal against Jean-Guy Desjardins. The man in an entrepreneur, made more than a few people multi-millionaires, including a former boss of mine. I give him credit, unlike many powerful Quebecers who just talk the talk, Jean-Guy Desjardins walks the walk and he delivered on his promises. But what really frustrates me is how political this file has become. It's simple, if done properly, everyone wins by seeding Quebec hedge funds, including depositors, Quebec's financial community and the thousands of university students studying finance who end up leaving for Toronto or New York because there are no jobs for them here. And what really makes me angry is that we've wasted billions in failed venture capital programs and call 'seeding hedge funds' too risky when the opposite is actually true."
I really hit my point when I said: "There is a petty, jealous behavior in Quebec. Quebecers say they're proud but they don't support their own talent, forcing many of their brightest to leave. It's disgusting and really not necessary. We have amazing talent in this province which Quebec's institutions don't want to promote and see succeed. That's what Ontario Teachers' did in Ontario and that's exactly what we should be doing here."
Fr?d?ric and Benoit agreed it's difficult to raise money in the current context but they added "no doors are closed, it's just that people want to see us perform a bit before trusting us with their savings." They got an important mandate from SSQ which is public and a few others that are not public. They specialize in global REITS, an extremely liquid market. They're looking to start a hedge fund on global REITS but are proceeding cautiously, taking their time to set up the back and mid office properly, wanting to show institutions that they are ready for the institutional setup. I commended them on this approach and think it speaks volumes on their professionalism and integrity. They're not willing to cut corners and in a rush to raise assets until they are ready to properly handle the inflow on the operational and risk management side. Others do not have the luxury of having Eterna's support staff backing them and are scrounging to get by.
We ended with a frank discussion on the real estate market. Benoit told me that he sees the slump in US residential real estate continuing because too many mortgages are still under water. He told me that the spread between existing home prices and new home prices is at a historic low where it's more attractive to buy an existing home. Moreover, "with youth unemployment at historic highs" many new home entrants can't afford to buy houses. All this bodes well for rental units, especially apartment buildings.
We both agreed that fiscal tightening pretty much ensures more quantitative easing by the Fed, which will be a boon for Wall Street but not for Main Street. As I told him: "There is simply no choice for the Fed but to counteract any fiscal tightening that comes from the debt deal." He told me he sees the ECRI indicator "rolling over," which doesn't bode well for global growth.
Finally, and most interesting, Fr?d?ric and Benoit agreed with me that the Canada bubble will burst and that Canada's mortgage monster stands to lose billions and is in a very tenable position. According to Benoit: "Too many people are way over-leveraged, are mortgaged to the hilt buying houses they can't afford, and they risk getting killed when they lose their job or if rates rise. If we suffer a slowdown that is just 20% of the US slump, we're in big trouble. It's simply not true that real estate prices won't get hit in Canada; this isn't the 1970s, and people are in for a shock in the coming decade."
I found the whole conversation fascinating. I told them when I wrote my comment on post-deleveraging blues in March 2009, I totally (and erroneously) ignored REITs because I didn't know enough about the market and honestly thought REITs were cooked. They turned out to be among the best performers since. I leave you with a Yahoo Daily Ticker interview with Gary Shilling, the deflation king, who sees another 20% drop in housing to cause recession in 2012.
Source: http://pensionpulse.blogspot.com/2011/07/frank-discussion-with-two-real-estate.html
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